The earlier you start saving, the more time your money has to grow and that growth can be exponential. This guide explains how compounding works and why starting in your twenties or thirties creates a powerful long-term advantage. Even small, early contributions can significantly increase your future retirement income.
Retirement shouldn’t feel like an ending—it should feel like an adventure you get to design. This guide walks you through several retirement paths, helping you understand how your financial choices today shape the lifestyle, purpose, and opportunities you’ll enjoy tomorrow. Use this framework to envision your ideal retirement and learn how to plan for it with intention.
A complete estate plan protects your family, clarifies your wishes, and keeps your legacy intact. This Estate Management Checklist walks you through the essential documents and decisions every retiree should have in place—from wills and healthcare directives to beneficiary forms and business succession planning. Use this guide to ensure your estate is organized, up to date, and easy for your loved ones to navigate.
Inflation and healthcare costs are rising fast—even here in Tulsa. In this article, CFP® Cory Jobe explains how these trends could impact your retirement and how smart, planning-first strategies can help protect your future.
63% of Americans fear outliving their savings more than death. In this article, Tulsa-based CFP® Cory Jobe explains why that fear is so common — and how to create a personalized plan that helps your money last. From inflation to healthcare costs, here’s how to retire with confidence.
"Required Minimum Distributions (RMDs) are mandatory withdrawals from your tax-deferred retirement accounts, such as 401(k)s and traditional IRAs, starting at a specific age. The age at which you must start taking RMDs is primarily determined by your age, not your employment status. However, if you're still working for the company that sponsors your 401(k), you generally don't have to take RMDs from that account. If you have multiple retirement accounts, you'll need to calculate and withdraw RMDs from each eligible account. Failing to take your full RMD can result in a significant penalty, typically 50% of the amount you should have withdrawn."